Opinions sometimes differed, but experts told Credit Union Times they agreed that despite continuing challenges posed by regulators and the economy, America's credit union movement has an excellent prognosis.

"From the data we are seeing, the financial health of credit unions is quite strong," said Dennis Dollar, principal partner for Dollar Associates LLC in Birmingham, Ala. "It's not without challenges going forward, but we're in a strong position at the halfway point of 2013."

Dollar pointed to increases in lending and non-interest income revenue, both of which have improved over the past few years. Loan growth improved during the past nine consecutive quarters, with increases over last year of 5.6% in first mortgages, 10.7% in new auto loans, 9.3% in used auto loans and 8.3% in member business lending, according to NCUA call reports and other sources.  

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