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Members in Alaska, Michigan and Oregon may have an edge over others when it comes to shopping for a vehicle.

According to rate tracking firm GoBankingRates.com, the three states had the lowest auto loan rates in the country as of July 24, the latest period tracked. Michigan led the pack at 3.03% followed by a tie between Alaska and Oregon at 3.04%.

Using data compiled from its interest rate database and aggregating rates from more than 4,000 U.S. financial institutions, GoBankingRates.com said it examined base rates offered by credit unions and banks on new car loan products using a statewide average of rates to determine ranking.

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