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During the first half of 2013, the NCUA approved 132 credit union mergers, up from 114 mergers approved as of June 30 last year, according to the NCUA’s Insurance Report of Activity.

If the pace continues, the number of mergers completed in 2013 could top 2012’s total of 273 mergers, which was the highest number in six years. Not all NCUA-approved mergers convert into completed mergers, for a variety of reasons.

In 2006, there were 285 completed mergers, but after that peak the number had been declining until 2011. In 2007 mergers fell to 242 but then ticked up to 256 in 2008, according to NCUA’s 2012 Annual Report. By the end of 2009, mergers dropped to 219 and bottomed out to 203 by 2010. The next year, however, the number increased slightly to 213.

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Peter Strozniak

Credit Union Times

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