BOSTON — Speakers, sessions large and small and networking opportunities abound at the 46th Annual Conference at the Hynes Convention Center. Here are photos from Wednesday.

At left, Jeff Schwalen, president/CEO of the $918 million Hiway FCU, said profitability issues will force the Midwestern credit union to make non-QM mortgages.

Also at NAFCU Annual Conference:

• 4 Big Things from Confab
• Becker Calls it a Wrap
• Dollar Says Let Golden Goose Live
• Matz Reveals New Risk Rule
• Thursday in Pictures
• Non-Interest Income Balance
• Berger Promises Training Boost
• CFPB is Good for You
• Beantown Vox Populi
• Non-QMs Offer Opportunity
• Managing Outsourced Collections
• Losing Money at Loan Closings
• New Officers for 2013-2014

Next: Stricklin Speaking

Barry Stricklin, vice president of real estate lending for the $2.7 billion Tower FCU, said because non-QM loans are expected to represent 25% of all mortgage lending, they present an opportunity for credit unions.

Next: On the Lobbying Front

NAFCU Director of Political Affairs Katherine Marisic and Vice President of Legislative Affairs Brad Thaler talk about the latest legislative developments on Capitol Hill.

Next: Reading the Ratios

Sam Kilmer, senior director of client development for Cornerstone Advisors, led two packed sessions regarding key ratios volunteers need to know and track. 

Attendees listen as Kilmer discusses financial ratios, as well as strategic measures that track growth, profitability, efficiency, risk, member satisfaction and employee engagement.

Next: Sessions Work

Two conference goers take in an afternoon breakout session.

Next: PAC Auction Action

NAFCU’s Political Action Committee is raising money at the conference by selling donated items through a silent auction. Here, a conference attendee inspects the items.

Next: Women's Rules

Executive coach and author Mary Davis Holt was the featured speaker during a Women’s Leadership Summit session. She shared how women can take the necessary steps to further their careers.

Below, each Women’s Leadership Summit attendee received a free, signed copy of Holt’s career advice book, “Break Your Own Rules.”

Next: Holt On

Holt’s interactive and humorous presentation was a hit with Women’s Leadership Summit attendees.

The author and speaker urged older, established women to mentor and assist young women in their careers.