BOSTON — Speakers, sessions large and small and networkingopportunities abound at the 46th Annual Conference at the HynesConvention Center. Here are photos from Wednesday.

At left, Jeff Schwalen, president/CEO of the $918 millionHiway FCU, said profitability issues will force the Midwesterncredit union to make non-QM mortgages.

Also at NAFCU Annual Conference:

• 4 Big Things from Confab
• Becker Calls it a Wrap
• Dollar Says Let Golden GooseLive
• Matz Reveals New Risk Rule
• Thursday in Pictures
• Non-Interest Income Balance
• Berger Promises Training Boost
• CFPB is Good for You
• Beantown Vox Populi
• Non-QMs Offer Opportunity
• Managing Outsourced Collections
• Losing Money at Loan Closings
• New Officers for 2013-2014

Next: Stricklin Speaking

Barry Stricklin, vice president of real estate lending for the$2.7 billion Tower FCU, said because non-QM loans are expected to represent25% of all mortgage lending, they present an opportunity for creditunions.

Next: On the Lobbying Front

NAFCU Director of PoliticalAffairs Katherine Marisic and Vice President of Legislative AffairsBrad Thaler talk about the latest legislative developments onCapitol Hill.

Next: Reading the Ratios

Sam Kilmer, senior director of client development forCornerstone Advisors, led two packed sessions regarding key ratiosvolunteers need to know andtrack.

Attendees listen as Kilmer discusses financial ratios, aswell as strategic measures that track growth, profitability,efficiency, risk, member satisfaction and employeeengagement.

Next: Sessions Work

Two conference goers take in an afternoon breakout session.

Next: PAC Auction Action

NAFCU’s Political Action Committee is raising money at theconference by selling donated items through a silent auction. Here,a conference attendee inspects the items.

Next: Women's Rules

Executive coach and author Mary Davis Holt was the featuredspeaker during a Women’s Leadership Summit session. She shared howwomen can take the necessary steps to further their careers.

Below, each Women’s Leadership Summit attendee received afree, signed copy of Holt’s career advice book, “Break Your OwnRules.”

Next: Holt On

Holt’s interactive and humorous presentation was a hit withWomen’s Leadership Summit attendees.

The author and speaker urged older, established women tomentor and assist young women in their careers.