American Heritage Federal Credit Union has reached a yearlonglending goal in just six months.

The Philadelphia-based credit union had set the goal of helpingits members save $13 million in refinanced consumer and home loansin 2013 but has reported that it reached $13.1 million inrefinances on June 1.

“Going into the new year, we wanted to put together a promotionthat would really focus attention on the fact that we are savingour members thousands of dollars by refinancing the loans they haveelsewhere with American Heritage,” said CEO Bruce Foulke. “To dothat, we had to do two things. First, we put a “savings tracker”banner on our webpage and in our branches, which keeps that growingnumber in front of members at all times. Second, we wanted to makesure that focus on refinancing was part of the conversation ouremployees were having with members.”