Much fanfare has been made over credit unions’ member growth resurgence over the past 18 months. It’s been wonderful to witness, and with the hard work of the entire credit union community, it can continue in perpetuity.

Loans are up, assets are up and membership is up—a winning trifecta. Loan growth for the 12-month period ending March 31 reached 4.9%, according to data recently released by the NCUA. This was more than double the percentage points achieved in the prior year. Lending is on the mend, to the point there’s debate among observers over whether we’re heading for a second housing bubble.

Mortgages did lead credit unions’ loan growth in April at 2.1% growth, data from CUNA showed. Don’t worry NCUA, they are adjustable-rate loans. Next came unsecured personal loans followed by used and new auto loans, according to CUNA. In fact, new auto loans accounted for 10.7% of credit unions’ loan portfolio, up from 10.1% a year ago. Used autos are up to 19.5% of loans versus 18.8% a year ago.

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