Credit unions are nearly twice as likely as banks to offer freechecking accounts with no strings attached, according toBankrate.com.

The personal finance content specialist said its 2013 CreditUnion Checking Survey of the 50 largest credit unions found that72% offered standalone free checking compared with 39% ofbanks.

The survey also found that from 2010 to the end of 2012, thepercentage of credit unions offering free checking dropped from 78%to 72%, while it plunged from 65% to 39% at banks.

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