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A new report that culled data from more than 1,500 households showed that many are living paycheck to paycheck and even less do not have enough to retire on by the age of 65.

According to the 60-page report from the Consumer Federation of America and the Certified Financial Planner Board of Standards Inc., 38% said they live paycheck to paycheck, while less than one third (30%) indicated they felt comfortable financially and only about one third (34%) think they can afford to retire by age 65.

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