The FDIC has issued a letter to financial institutions warning them against charging customers an "FDIC fee" in an attempt to compensate for deposit insurance assessments.

The bank regulator said it has received approximately 100 complaints from depositors about the fees.

"While insured depository institutions are not prohibited from passing the costs of deposit insurance on to customers, the FDIC discourages institutions from specifically designating that a customer fee is for deposit insurance or from stating or implying that the FDIC is charging such a fee," the letter issued Monday said.

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