Overspending is the biggest regret of the average Americanconsumer, according to the National Foundation for CreditCounseling, a Washington-based nonprofit credit counselingorganization.

In a recent online poll conducted by the NFCC, more than 2,200participants selected their greatest feeling of financialguilt.

The majority of respondents (53%) felt that overspending wastheir chief financial regret. Other feelings of financialculpability were claimed to be a result of inadequate saving (18%),insufficient preparation for retirement (14%), not having bought ahouse (10%) and having bought a house (5%), the NFCCsaid.

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