Re: the Editor's Column in the June 20 issue ["Let's Silence the Violins for Small CUs."]

I have heard this "grow or go" advice for the last 20 years from different credit union people–usually large credit union executives. Small credit unions are an annoyance to them until they need to hold us up in front of politicians like cute puppies to protect themselves from taxation.

That's mostly due to the fact that large credit unions have left the fundamentals of what credit unions were established for. All I read about in newsletters, news articles and on the Internet are the latest large credit union initiatives like small business lending–a distinctively banking area. But the size and scope of large mega-million credit unions has led them to move into these areas because of their oversize. If size makes right, then merge them all together and give them a bank charter.