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A pending credit union merger in a Washington, D.C. suburb could have triggered a clash for teacher and government worker accounts this month.

The $83 million Montgomery County Employees FCU, which last year won NCUA approval to expand its membership to include 11,000 Maryland teachers, has now pitted it against the $392 million Educational Systems FCU of Greenbelt, Md., which is planning to merge in the ailing $384 million Montgomery County Teachers FCU of Rockville. The Educational Systems-MCT FCU merger if approved would create Maryland’s seventh largest credit union with wide penetration in the Washington suburbs.

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