Over the last few years I have had the opportunity to speak with a number of credit union executives and information technology people about their aging IT infrastructure and their unwillingness or lack of priority to develop a comprehensive tech refresh program to ensure they are matching life-cycles on equipment balanced against risk of failure.

Unfortunately, too many credit unions today are holding off upgrading their equipment well beyond what industry experts would deem reasonable.  Examples include running servers well beyond a five-year life cycle, keeping old operating systems installed on aging PCs, and even worse, failing to keep their core application software and other key programs up to date or patched.

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