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For the second time in a recent presidential debate where he seeks to answer his opponents’ charges about his firm’s years of quite profitable (and, according to most sources, completely legal although an issue he has found tough to defend in today’s “bubble burst” real estate market) consulting engagements with Freddie Mac, former Speaker Newt Gingrich has now twice misstated facts about credit unions so severely in his attempt to deal with these GSE-oriented questions that it has to be either an intentional effort to mislead or he does not understand what credit unions are.

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