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The travails of small credit unions trying to adjust to new product technology, management succession or the real estate hangover were evident again last week with a spate of mergers in both Nevada and Wisconsin.

In recession-hit Nevada, already reeling from the shrinkage of its biggest Las Vegas players, the $667 million Silver State Schools and the $684 million One Nevada, the long-ailing $69 million SONEPCO CU, also of Las Vegas, has agreed to a takeover by the $502 million SCE FCU of Irwindale, Calif., effective at year end.

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