It should come as no surprise that financial education is critical and sorely-needed. 

A survey from The Hartford Financial Services Group found that more than three-quarters of students report that they wish they had more help preparing for their personal finances.

Unfortunately, some educators are not providing a financial education course and may be unprepared to teach the subject, according to a report from the Financial Literacy and Education Commission. As a result, many lack the confidence to teach it to students.

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