Fresh out of college a few years ago, Tyler Leonhardt accepted a position at Bank of America.

He said he is not surprised at how the financial behemoth tried to levy a $5 monthly debit card usage fee.

"At first, when I heard about the fee, I knew exactly what they were trying to do," said Leonhardt, 26, who is now a loan officer at the $31 million Carolina Federal Credit Union in Cherryville, N.C.

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