In at least one case, banks and credit unions are nearly tied when it comes to the average rate on five-year, indirect new auto loans.

According to rate tracking firm Informa Research Services, credit unions had an average rate of 8.37% compared to 8.38% for banks as of Nov. 13. The indirect loan average applies to those who have credit scores between 625 and 640.

Credit unions are ahead of banks by a few points in other five-year, indirect loan categories. The average rate for those with credit scores between 680 and 719 was 4.38% at credit unions and 4.71% at banks for the period tracked.

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