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Chuck Bruen’s letter [Oct. 12, page 30] prompted by the announcement of Technology Credit Union’s intention to convert to a thrift charter, made a number of excellent points and should be thoughtfully considered by all credit union executives and trade groups. The decision of whether to seek a charter change is vested in the board of directors and the members of the credit union. As Bruen  said, “Messing with any credit union’s internal governance affairs is an ugly business and is not proper behavior for a trade association or other misguided outside groups.” 

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