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The $370 million Kellogg Community FCU in Battle Creek, Mich. said Tuesday its planned merger of the ailing $5 million St. Joseph Valley Community FCU in Three Rivers, Mich., has won member approval and should be completed by the end of the year.

The 1,500-member Three Rivers credit union lost $82,000 in 2010 and $140,000 in the first half of 2011 and has a net worth ratio of 3.4%

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