I recently started in my fourth decade in the credit unionmovement (20 years at natural person credit unions and 13 years atCorporate One FCU). During that time, I've seen my share ofregulation changes, legislative mandates and economic cycles.

There have always been those who have predicted that “this orthat” will result in the demise of credit unions. Yet, creditunions are still here and still thriving. Sure, we've had toughtimes, but we've also had great successes. That's the strength ofcredit unions; we turn adversity into opportunity by the thing wehold dear–keeping the focus on the members.

It's no different for corporates. Lately, I'm frequently askedabout the future of the corporate system. There is a commonmisconception today that corporates must radically reinventthemselves or that there won't be any strong corporates in thefuture. I've provided my thoughts to four of the more commonquestions and concerns I frequently hear from credit union leadersabout the future of corporates.

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