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Mike Kelly is president/CEO of PSCU Financial Services.Contact 727-571-4656 or [email protected]

Card security technology in the U.S. is like a spinning roulette wheel. No one knows exactly where the ball will land.

Visa recently published plans to encourage U.S. retailers to shift to terminals that support new forms of payment including EMV or Europay-MasterCard-Visa-integrated circuit cards. These terminals, which are widely used in Europe, Asia and other regions, allow consumers to make payments using credit, debit and prepaid cards. The Visa plan also calls for the new terminals to support payments made via mobile phones.

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