With weeks to go in the corporate capitalization process, it is important that every credit union make a thoughtful, well-documented decision and actively consider their involvement, if any, in a properly structured corporate as part of their fiscal strategy moving forward. This call to action raises two distinct questions. What do the terms “actively consider” and “properly structured” mean? 

In the most basic sense, actively consider means that no credit union should allow the option for corporate involvement to pass without directly reviewing the situation and all possibilities for capitalization with due diligence. It is true that in recent history corporate capitalization has come under fire and in some cases for good reason.

 

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