When it comes to mobile banking, iPhone users lead the pack.That is the big news out of a U.K. survey conducted by YouGov polling. While 21% of all Britssay they would pay bills via a mobile phone, 46% of iPhone userssay they would.

iPhone users similarly doubled the enthusiasm of all othermobile users down the line of mobile banking tasks: 62% say theywould transfer funds, 69% check balances, 45% pay others and 31%make contactless payments.

Similar device-specific research on mobile banking in the USapparently is not publicly available, but Jersey City, N.J.-basedAntenna Software, a leader in the field, indicated the iPhoneresults did not come as a surprise.

Ken Parmelee, Antenna's director of applications, added that inthe company's research, iPhone users are found to be very devicefocused and, in fact, to strongly prefer device-specific apps overmobile Web experiences.

Antenna's recent research, also conducted in association withYouGov and released in early summer, found that more than one inthree U.S. consumers with mobile phones, smartphones and tabletscurrently use mobile banking.

The other factor – which turns up in both the U.S. and U.K. – isa strong correlation of youth with enthusiasm for mobile banking.“The young are adopting it much faster,” said Terri White,Antenna's media contact.

In the most recent YouGov study, more than half of U.K.respondents in the 18-24 age group wanted to be able to checkbalances on a mobile device. In the 55+ category, only 21% aresimilarly inclined.