Some credit unions are achieving high ROAs despite the rough economic times of the last three years. Among credit unions under $50 million in assets, $13 million Darden Employees hit 7.72% ROA, while teeny Lombard Methodist ($224,974) made the second spot on the list at 7.69%.

At the other end of the asset-size spectrum are the likes of $900 million First Financial of Maryland and $4.3 billion Randolph-Brooks. The highest average ROA still went to the largest credit unions at 0.96% for credit unions with more than $1 billion in assets and 0.67% for credit union between $500 million and $1 billion in assets. That declined to 0.58% for credit unions $150 million to $500 million and to 0.45% average ROA for credit unions between $50 million and $150 million in assets. Credit unions under $50 million in assets averaged 0.28% ROA.

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