If the federal government can't raise the debt ceiling and itcauses a work stoppage for federal employees, Belvoir FCU isoffering several options to ease the financial pressure.

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The $275 million Woodbridge, Va., credit union has an EmergencyAssistance Loan and a skip-a-payment program. Belvoir FCU also offers free financial education andconsultation programs.

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“We truly hope a government debt default is averted and, thatour elected officials decide on a continuing resolution; however,if this is not the case, we stand ready to provide relief andassistance to our members that may be impacted,'' said PatriciaKimmel, the 26,000-member credit union's president/CEO.

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Other credit unions also have said they stood ready to help outif work stops or Social Security payments are delayed.

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