SAN FRANCISCO — Although she wasn't appearing at a fashion show, NCUA Chairman Debbie Matz wore two hats during her speech Thursday at NAFCU's annual conference.

As regulator-in-chief, she defended the agency's efforts to beef up its supervision of credit unions, which she said was needed to prevent a bad situation from getting even worse.

At the same time, Matz looked ahead and said credit unions won't thrive in the future if they don't improve their technology and marketing to meet the demands of an increasingly savvy younger generation.

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