While some credit union industry leaders contend that the NCUA's proposed rules to limit incentive-based compensation plans are too restrictive, several labor unions and consumer groups want them to be even tougher.

Although most of the practices that are addressed in comment letters don't apply to practices at credit unions, they represent the views of liberal groups, whose members are strong supporters of the Democratic Party and President Obama.

The groups call for expanding the three-year mandatory deferral of some of the compensation to five years.

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