With "technology" as your name and Silicon Valley as your home, you'd better be able to serve up the goods when it comes to offering your members leading-edge banking products.

That's why the $1.5 billion Technology CU in San Jose, Calif., devotes so much brainpower to its own in-house development of modern necessities, such as its online banking platform, and now is jumping right over desktop remote-deposit capture to the still emerging Check 21 mobile channel.

"We've had a lot of members ask for remote-deposit capture but haven't heard anyone ask for it on desktop scanners. It's coming from mobile users," said Gabriel Garcia, mobile strategist at Tech CU.

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