A survey sponsored by NACHA, the electronic payments association, suggests that credit unions and banks both have room to grow in the most basic of electronic transactions, the directly deposited paycheck.
NACHA revealed the survey data at the NACHA Payments 2011 conference that the company was holding in Austin, Texas, last week.
The survey addressed why some businesses adopt direct deposit while others do not and why some employees whose businesses offer the service have started using it while others have not.
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