The SBA said its loan management and accounting systems couldexperience the largest savings under the agency's $985 millionbudget for 2012.

The agency said this fiscal year's budget is a 45% decrease from2010's budget. It expects to save $20 million through moreefficient loan management and accounting systems. There is also aproposed $10 million cut in the reduction of support to smallbusiness development centers and an $8 million decrease through theelimination of a duplicative technical assistance program.

The SBA it will also save $8 million due to reduction of 850core staff of disaster employees and $1 million by eliminating aduplicative drug-free workplace program.