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Credit unions regularly tout the fact that they offer a better deal, so Michigan State University Federal Credit Union is working to prove that with a $1 million challenge.

Members who transfer a higher rate loan or credit card balance to MSUFCU until March 31 will have a chance to win $500. Three names will be drawn and each will receive the equivalent of their savings up to $500. If they save $350 over the life of their loan they receive $350. If they save $1,000 they collect $500. The credit union hopes to collectively trim its members’ total loan interest by $1 million.

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