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San Francisco’s deeply troubled Mission SF FCU, which embarked on an unusual fundraising campaign to keep it from collapsing, said Wednesday it may opt for a merger after all if it is unable to raise $200,000 by March 15 or perhaps sooner.

So far the $6.7 million community development CU, which serves a low income Latino member base suffering the economic malaise, said NCUA has already given it several waivers to raise the capital funds with $40,000 collected so far from a group of California and New York CUs. .

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