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Student-run credit union branches allow interns to gain hands-on experience while providing their peers and school staff with convenient access to financial services. According to the NCUA, 339 federally insured credit unions reported they have in-school branches as of August.

These in-school branches tend to share some common features. The interns, typically juniors and seniors, are usually selected from a banking class through a resume and interview process and receive training from the credit union. Additionally, the branches are generally open during school lunch hours and a teacher and credit union employee are always present to supervise the interns, who do not have access to account balances or transaction histories.

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