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Two of Houston’s mid-size credit unions, First Service and Right Choice, are planning a merger set for completion by yearend creating a $304 million CU with 14 branches and 51,000 members, it was announced Wednesday.

The consolidation, which has been in the works since February with applications pending with regulatory agencies, will combine two healthy CUs each with net worth ratios in the 7.8%-8% range, said David Bleazard, president/CEO of the $120 million Right Choice.

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