"May you live in interesting times" is an old Chinese saying, a backhanded curse perhaps but also a blessing because meeting challenges also can mean creating opportunities.

How to survive and hopefully thrive in these "interesting times" of expensive, expanding regulations and rising innovation costs was the theme of much of the BAI Retail Delivery conference in Las Vegas this week, including a session on relationship pricing and product bundling.

The session, beginning with a play on that old proverb, was presented by Daniel Tuccillo, senior vice president of retail pricing and portfolio management of PNC Bank in Pittsburgh, Pa. He was joined by Bill Handel, vice president of research and product development at Raddon Financial Group in Lombard, Ill.