The $791 million 1st United Services Credit Union's 401(k) plan was highlighted for its generous employer contributions in a recent U.S. News and World Report article.

The Pleasanton, Calif.-based CU contributes $1.40 for each dollar put in by an employee, up to 5% of pay. The first dollar of the CU's 401(k) match vests immediately, but employees must stay with the company for five years before the extra 40 cents per dollar is fully vested, the publication reported. Employees, who save an average of 6% of pay, also have free one-on-one access to a financial adviser. Of the CU's 120 employees, only 11 do not participate in the 401(k) plan.

The publication also noted the $508 million Red River Credit Union's 401(k) plan. The Texarkana, Texas-based CU matches employee retirement contributions dollar-for-dollar, up to 5% of pay, then contributes 50 cents for each dollar saved on the next 5% of pay. Employees who save 10% of their pay in the 401(k) plan can get a match equal to 7.5% of their salary. There is also an additional discretionary profit-sharing match, which averages 3% annually.

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