Bethpage Federal Credit Union has found a way to harness all that bad bank publicity to its advantage by demonstrating the credit union difference.

In response to the banking trend of restricting or eliminating free checking accounts, the Long Island-based credit union launched Bethpage Bonus Checking, a free checking product that earns interest.

"The credit union advantage is genuine and real so it is a matter of using it where it works best," said Jerry Schmitt, Bethpage FCU vice president of marketing.

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