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Credit card disclosures from credit unions are among the most and least readable in the country, according to an analysis by creditcards.com.

The site, which has partners from the major card brands as well as some card issuing banks, hired researchers to analyze 1,200 credit card disclosure agreements that had been made public by the Federal Reserve. The Credit CARD Act of 2009 required card issuers with more than 10,000 cards to submit their credit card disclosure documents to the regulator which made them public.

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