In response to the recession, consumers have regrouped and are doing the best they can to rebuild their financial foundations.

That's one of the findings from "Trends in Consumer Financial Issues Q1 2010″ from research firm Financial Finesse Inc. Consumers are showing signs of improved cash management and financial responsibility. Reactive, event-driven calls, such as "how do I make ends meet," are being replaced with proactive, goal-driven calls, such as "how do I create a spending plan."

Financial Finesse's research is compiled by tracking calls through its financial service helpline, which is available to more than 500,000 employees from more than 300 organizations.

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