Is your credit union in need of new members? Is your career in a funk? Don't just stand there stewing and ruminating. Instead, reinvent your credit union and yourself.

While transformations are often easier said than done, there is no shortage of books and consultants eager to help you part with your money in exchange for helping you be a change agent.

A relatively inexpensive way to accomplish this is by reading Shift: How to Reinvent Your Business, Your Career, and Your Personal Brand. Peter Arnell, who has been involved in many business and personal transformations (including losing 256 pounds), has written a helpful, and occasionally entertaining, guidebook on how to change your organization or your life.

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