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Although the majority of NCUA Board members are Democrats, when it comes to the question of lowering the NCUSIF’s operating level, they have followed the advice of former First Lady Nancy Reagan: “Just say no.”

Earlier this month, CUNA became the latest industry group to urge the agency to lower the level to 1.2% of credit union assets, down from its current level of 1.3%. While the agency hasn’t specifically responded to CUNA’s request, it has generally been reluctant to lower the level.

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