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Using lotteries or sweepstakes to encourage savings deposits, helping members who don’t save automate their savings efforts and including all the expenses of owning a car in an auto loan are among the ideas to have made it into the most recent report from the Filene Research Institute.

The report, “Blueprints for Innovation,” is the most recent product of Filene’s Ideas, Innovation and Implementation program. The i3 program nurtures innovative ideas in different parts of members products and services and credit union cooperation. “Blueprints” presents ideas for ten products and services aimed at members and four aimed at helping credit unions cooperate and innovate more easily.

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