Peter Duffy is managing director with Sandler O'Neill & Partners LP. He can be reached at 212-466-7871 or [email protected]
The credit union culture is not only too big to fail-it's too important to fail.
Despite this, the culture of natural person credit unions is at risk of failing because of the one-two punch of capital regulations that have restrained growth and now both tottering corporate credit unions and natural person credit unions that are likely to drain more capital from healthy CUs.
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