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Planning can actually be a lot of fun. Think about the last vacation or party you coordinated where everything went just right. Remember the feeling of accomplishment and pride you, the planner, had afterwards. People thanked you for the hard work and the time you put into hosting such a wonderful event. What if you could have the same sensational feeling the day after your retirement party? You wake up the next day knowing you planned it out just right. Sounds good, but, unfortunately, too many credit union members and employees are only hoping to attain their goals because they are not prepared. As Benjamin Franklin said, “By failing to prepare, you are preparing to fail.”

In today’s environment, many credit unions are living quarter to quarter, which makes it difficult to maintain a long-term perspective. However, the credit union leaders who stay focused on being the members’ financial advocate will survive and come out of 2010 even stronger. During up and down markets and in good times and bad, there are always opportunities. The opportunity for 2010 will be to help solve real financial problems by getting financial plans into the hands of more employees and members.

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Peter Westerman


Credit Union Times

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