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It took a home purchase for Karen Rubin to get focused on making a budget and balancing a checkbook on a quest to become more financially savvy.

That determination recently paid off for the single mother of three when she was named the $10,000 grand prize winner of Florida Commerce Credit Union’s weLiveFIT! challenge. Over a 10-month period, Rubin reduced her debt by $4,500, increased her savings by more than $30,000 and boosted her credit score from 662 to 758.

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