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Don’t look now, but criminals are moving beyond the ATM and unwary retailer when trying to steal your members’ card numbers and raid their accounts.

The basics of skimming, the unauthorized on-site capture of debit card information at an ATM or other location is nothing new. Fraudsters, particularly overseas, have long attached devices to ATMs to capture the card numbers of unwitting cardholders while, separately, they have positioned small cameras to capture the cardholders’ PIN numbers when they enter them. Or, conversely, a fraudulent waiter in a restaurant might use a device to capture card data when he or she takes the card to pay for the meal.

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