Reps. David Obey (D-Wis.) and Sam Graves (R-Mo.) have rarely had tough re-election races and neither legislator serves on the committee with primary jurisdiction over credit unions.

Yet both hold other key positions that enable them to make life pleasant or difficult for credit unions. Obey chairs the Appropriations Committee and Graves is the ranking Republican on the Small Business Committee. That's why the political action committees of CUNA and NAFCU each gave money in September to the campaign coffers of both men.

Both trade associations' PACs gave Obey's campaign $1,000. CUNA's PAC gave Graves' campaign $1,500, and NAFCU's PAC gave $1,000.

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