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Employees and board members at three credit unions will be among the first to test the XCalibur card, a biometric card that can function as a single debit, gift and loyalty card.

The XCalibur card was created by CUSO XCard Systems LLC with assistance from IBM Global Engineering Solutions. One of the features that sets it apart from typical debit and credit cards is a biometric touch sensor that authenticates the user before activation. The card can then only be activated by the user or an authorized user, according to XCard. Certain key functions allow the user to pick which account they want to use for a particular transaction, according to the CUSO.

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